Profit cannot be truly measured until any associated taxes are also paid. Our experience allows us to manage money as tax efficiently as possible, optimising profits from a spread of financial structures. Alternative investments can diversify risk, generate return and offer a number of tax advantages. We believe that the interplay between these structures is essential and commonly little understood by our competitors.
Advising across the generations commonly leads to retirement planning. For many this should involve a mixture of investment products, including pensions and annuities. From these more obvious solutions, we also help clients with specific investment objectives, such as the purchase of offices or businesses within a pension.
The life-cyclical of a business is important both for owners and employees. We advise businesses and their owners from all economic sectors, on group pensions, to life assurance arrangements and tax advice for the future sale of the business.
Objectives are often better met by financial protection and we offer risk analysis and assessment. This typically includes life assurance, income protection and critical illness policies.
Expertise in both Scottish and English legal jurisdictions allows us to ensure that any investments or insurance policies are held tax-efficiently and accessed as you need them. This experience extends to inheritance and Will planning (areas not regulated by the Financial Conduct Authority).
HOW WE DO IT
We act for all types of client, from individuals, to businesses, trusts and charities. To all, we give impartial, bespoke, commercial and trusted advice.
Identifying and analysing the financial needs can only come from knowledge of our clients. This is an essential process, ensuring that we fully understand clients’ requirements before jointly agreeing the strategy. Through on-going monitoring of clients’ portfolios plus frequent liaison, it is ensured that the strategy continues to be appropriate for any changing needs or conditions.
We take the management of clients’ money seriously, distilling the investment and economic data from a spread of sources (analysis from both institutional and niche specialist groups), subjecting all to a robust due diligence. These are rigorously cross-referenced against our technical screening processes. Our investment performance is transparently benchmarked and regularly reported, net of all costs.
Our approach is individualised and personal. Yet all of this comes with the support, infrastructure, expertise and resources of some of the world’s largest financial institutions. We demand and ensure the highest levels of financial protection for all client funds.
As the financial markets and regulatory environment constantly changes, it is essential that we evolve with them. Unencumbered by dated practices and methodology, the creation of a new business has allowed us to adopt the best, most secure financial and information systems, to deliver a highly adaptable, efficient and client-focussed service. We demand and ensure the highest levels of financial protection for all client funds.
CONTACT US
LOCATION:
3 Glenfinlas Street,
Edinburgh,
EH3 6AQ